BRPS’ Blog
Welcome BRPS’s Blog, if you are a senior, this is your one stop place for information to assist you in getting your financial world back on track! At BRPS Consulting, we strive to pull together information from many sources into one spot, so that you know what you need to do to protect your finances, protect yourself from scams, create, implement, and monitor a spending plan, tax information, insurance information, etc. Don’t see the topic you are looking for contact me, let me know and if I can, I’ll post something on the topic you are looking for.
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Be Your Own Best Advocate!
Do you know how to access your medical records? Do you know how many and what drugs you are taking and how they interact with one another? An advocate can help. I was talking to a friend over the weekend about an ailment she has been diagnosed with. While we were talking, she indicated a…
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Advanced Directives!
Do you know what advanced directives are? Do you have your advanced directives in order? You should! Advance Directives according to the Google Dictionary are: “a written statement of a person’s wishes regarding medical treatment, often including a living will, made to ensure those wishes are carried out should the person be unable to communicate…
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Do You Need Assistance?
BRPS Can Help! Are you having trouble paying your monthly bills? Are your prescription drugs taking a larger and larger bite out of your fixed monthly income? Did heating your home this winter / cooling it down this summer, require you to take out debt? New York State and/or the Federal Government offer many programs…
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Time For Spring Cleaning!
Documents Need Spring Cleaning Too! One of the services offered by BRPS is organizing your important documents and ensuring that your trusted individual knows exactly where all those documents are (Click Here for Access to a Tool for Organizing). What I have not addressed is how long you should hold on to documents and where…
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Are Medical Bills Keeping You Up at Night?
Do you have Medical Bills? Are Medical Bill Collectors Harassing You? Have your medical bills resulted in a Hospital or Medical Provider Putting a Lien on Your Home? According to the Consumer Financial Protection Bureau (CFPB), which obtained this information from the U.S. Census estimates, a tenth of all seniors (65+) had medical debt in…
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PERMANENT LIFE INSURANCE?
DOES YOUR LOVED ONE(S) HAVE PERMANENT LIFE INSURANCE? Back in the 80s and 90s, insurance agents went door to door selling some form of Permanent Life Insurance. They were exceptionally good at convincing you or your parents to buy it. Did you or your parents buy it? Do they still have those accounts? Are they…
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